North Carolina auto rate history
Every auto rate filing made by the North Carolina Rate Bureau since 1993, what the Department of Insurance allowed, and the date each change took effect. Requested figures appear in oxblood, allowed figures in teal.
Currently in effect · Greene County
+4.5%
Sought +28.4% then allowed +4.5% statewide
Territory 130 — Eastern Coastal Plain. Statewide average +4.5%.
Verified through September 16, 2025
Auto rate index, Greene County
Index, 2020 = 100. Rates change on effective dates, so the line steps and never slopes.
- Allowed by the Department
- Sought by the Rate Bureau
- Auto filing requesting 22.6% is set for hearingSource · AUTO-2025-HEARING-NOTICE
- Auto filing requesting 22.6% is set for hearingSource · A-25-2
- Hurricane Helene reaches western North CarolinaSource
Citations are Chicago style with the date you accessed the page. Every figure traces to an NCRB circular or an NCDOI settlement or order.
What else was happening
- 1.Jan 1, 2020 — 4.9% request produced no statewide change source
- 2.Sep 27, 2024 — Hurricane Helene reaches western North Carolina source
Text alternative: every filing on record carries each plotted value with its source.
Every auto filing on record
| Filed | Sought | Allowed | Status | Effective | Source |
|---|---|---|---|---|---|
| February 3, 2025 | +22.6% | — | Set for hearing | — | auto-2025 |
| February 1, 2023 | +28.4% | +4.5% | Settled | December 1, 2024 | auto-2023 |
| February 1, 2019 | +4.9% | 0.0% | Settled | January 1, 2020 | auto-2019 |
Be told before the next one
One email when a filing is made, when a hearing is set, and when a change takes effect. Four to eight a year. Nothing on this site is ever hidden behind it.
Everything that has happened, newest first
7 dated events on record for this line — events, not filings.
- Hearing set
Department of Insurance set the auto filing for hearing
The Commissioner scheduled a hearing on the auto filing.
- Filed
Rate Bureau filed a 22.6% auto request
The Rate Bureau filed for a 22.6% statewide average increase for private passenger auto.
- Took effect
4.5% took effect
The settled auto rates applied to policies written on or after this date.
- Settled
Settled at 4.5%
The settlement set a 4.5% statewide average for private passenger auto.
- Filed
Rate Bureau filed a 28.4% auto request
The Rate Bureau filed for a 28.4% statewide average increase for private passenger auto.
- Settled
Settled with no statewide change
The settlement left statewide average auto rates unchanged.
- Filed
Rate Bureau filed a 4.9% auto request
The Rate Bureau filed for a 4.9% statewide average increase for private passenger auto.
Scoped to Greene County.