For press and researchers
The complete North Carolina personal-lines rate record since 1993 — homeowners, dwelling, auto, and mobile home — with every figure linked to the Rate Bureau circular, settlement, or Department of Insurance order it came from. Free to reuse with attribution.
The four figures most stories need
+15.0%
Homeowners — allowed statewide change, against a request of +42.2%.
+5.0%
Dwelling (landlord) — allowed statewide change, against a request of +29.8%.
62.9%
Share of NC homeowners policies written above the allowed rate under consent to rate (2025).
$3,975
Highest Form 3 base premium on record: territory 110, Beach Area and Ocean Front.
Each figure is sourced on /statistics, one stat per section with the document it came from.
Downloads
- One row per filing: line, filed date, requested percent, allowed percent, status, effective dates, source URL. Filter the
linecolumn for a single line. Reported series, including consent to rate (CSV)
One row per reported series value: series key, year, value, source URL.County by county
A print-ready datasheet per county — territory, Form 3 base premium, allowed change per line, effective dates, sources. Every chart on a county page also exports the CSV of exactly the series shown.- Alamance County
- Alexander County
- Alleghany County
- Anson County
- Ashe County
- Avery County
- Beaufort County
- Bertie County
- Bladen County
- Brunswick County
- Buncombe County
- Burke County
- Cabarrus County
- Caldwell County
- Camden County
- Carteret County
- Caswell County
- Catawba County
- Chatham County
- Cherokee County
- Chowan County
- Clay County
- Cleveland County
- Columbus County
- Craven County
- Cumberland County
- Currituck County
- Dare County
- Davidson County
- Davie County
- Duplin County
- Durham County
- Edgecombe County
- Forsyth County
- Franklin County
- Gaston County
- Gates County
- Graham County
- Granville County
- Greene County
- Guilford County
- Halifax County
- Harnett County
- Haywood County
- Henderson County
- Hertford County
- Hoke County
- Hyde County
- Iredell County
- Jackson County
- Johnston County
- Jones County
- Lee County
- Lenoir County
- Lincoln County
- Macon County
- Madison County
- Martin County
- McDowell County
- Mecklenburg County
- Mitchell County
- Montgomery County
- Moore County
- Nash County
- New Hanover County
- Northampton County
- Onslow County
- Orange County
- Pamlico County
- Pasquotank County
- Pender County
- Perquimans County
- Person County
- Pitt County
- Polk County
- Randolph County
- Richmond County
- Robeson County
- Rockingham County
- Rowan County
- Rutherford County
- Sampson County
- Scotland County
- Stanly County
- Stokes County
- Surry County
- Swain County
- Transylvania County
- Tyrrell County
- Union County
- Vance County
- Wake County
- Warren County
- Washington County
- Watauga County
- Wayne County
- Wilkes County
- Wilson County
- Yadkin County
- Yancey County
Chart PNG, 1200×630
Every chart carries a Download PNG control. For a ready card of a line’s current headline number:
Cite this register
Chicago author-date, with your access date. Where a specific figure carries the argument, cite the primary document linked beside it rather than this site.
NC Insurance Rate Tracker. "North Carolina Insurance Rate History." Accessed [date]. https://ncratetracker.com/Embed a chart
Paste into any page. The attribution link text is fixed as Source: NC Insurance Rate Tracker — please keep it. Swap the line value for another line, or add &county=wake to scope the chart to a county.
<iframe src="https://ncratetracker.com/embed/chart?line=homeowners" width="100%" height="420" frameborder="0"
title="North Carolina homeowners insurance rate history"></iframe>
<p><a href="https://ncratetracker.com/homeowners">Source: NC Insurance Rate Tracker</a></p>Corrections policy
When a published figure is wrong, we correct the page and add a dated entry to the log below. Entries are never removed or rewritten. If a correction changes the meaning of a page, the entry says so plainly.
Read the full corrections log or the methodology.
Who maintains this
PLACEHOLDER — curator name
Curator and editor · North Carolina Producer License PLACEHOLDER — NC license number
Licensed in North Carolina and reading rate filings since the 2008 homeowners case, transcribing each circular, settlement, and order into the record published here. Every figure on this site is checked against the primary document before it goes up, and corrections are logged in public.
Press enquiries and error reports: PLACEHOLDER — contact@example.com