NC INSURANCE RATE TRACKERCERTIFIED 2026-06-01

North Carolina mobile home rate history

Every mobile home rate filing made by the North Carolina Rate Bureau since 1993, what the Department of Insurance allowed, and the date each change took effect. Requested figures appear in oxblood, allowed figures in teal.

Currently in effect · New Hanover County

+9.4%

Sought +40.6% then allowed +9.4% statewide

If your renewal went up more than this, see why →

Scope

Territory 110 — Beach Area and Ocean Front. Statewide average +9.4%.

Verified through November 1, 2024

Mobile Home rate index, New Hanover County

Index, 2020 = 100. Rates change on effective dates, so the line steps and never slopes.

  • Allowed by the Department
  • Sought by the Rate Bureau
Stepped cumulative index of allowed mobile home rate changes for New Hanover County, 2020 = 100, ending at 116. The same figures appear in the table below.941181411651892019202020212022202320242025January 1, 2020: index 100July 1, 2020: index 106November 1, 2024: index 1161. HeleneHelene — Hurricane Helene reaches western North Carolina (Sep 27, 2024)

Citations are Chicago style with the date you accessed the page. Every figure traces to an NCRB circular or an NCDOI settlement or order.

What else was happening

  1. 1.Sep 27, 2024 — Hurricane Helene reaches western North Carolina source

Text alternative: every filing on record carries each plotted value with its source.

Every mobile home filing on record

Mobile Home rate filings with the percentage sought, what was allowed, effective dates, and source documents.
FiledSoughtAllowedStatusEffectiveSource
September 11, 2023+40.6%+9.4%SettledNovember 1, 2024mobile-home-2023
NCDOIMH-2024-SETTLEMENTNCRBMH-23-5
June 3, 2019+26.5%+6.0%SettledJuly 1, 2020mobile-home-2019
NCDOIMH-2020-SETTLEMENTNCRBMH-19-3

Be told before the next one

One email when a filing is made, when a hearing is set, and when a change takes effect. Four to eight a year. Nothing on this site is ever hidden behind it.

Everything that has happened, newest first

6 dated events on record for this line — events, not filings.

  1. Took effect

    9.4% took effect

    The settled mobile home rates applied on or after this date.

    NCRBNov 1, 2024
    Filing detail →
  2. Settled

    Settled at 9.4%

    The settlement set a 9.4% statewide average.

    NCDOIMH-2024-SETTLEMENTJun 18, 2024
    Filing detail →
  3. Filed

    Rate Bureau filed a 40.6% mobile home request

    The Rate Bureau filed for a 40.6% statewide average increase.

    NCRBMH-23-5Sep 11, 2023
    Filing detail →
  4. Took effect

    6.0% took effect

    The settled mobile home rates applied on or after this date.

    NCRBJul 1, 2020
    Filing detail →
  5. Settled

    Settled at 6.0%

    The settlement set a 6.0% statewide average.

    NCDOIMH-2020-SETTLEMENTFeb 11, 2020
    Filing detail →
  6. Filed

    Rate Bureau filed a 26.5% mobile home request

    The Rate Bureau filed for a 26.5% statewide average increase for the mobile homeowners program.

    NCRBMH-19-3Jun 3, 2019
    Filing detail →
Filings verified through November 1, 2024

Every figure on this page comes from a Rate Bureau circular or a Department of Insurance settlement or order, linked beside the number. How we compile this · Report a correction

Scoped to New Hanover County.